THE DIFFERENCE BETWEEN A $25,000 CAR AND A $15,000 IS A LITTLE OVER HALF A MILLION DOLLARS

If you asked most people what the cost difference would be between buying a $25,000 car and a $15,000 car, most people would answer $10,000.  That answer is only partially correct.  The difference in payments on the two cars would amount to over $200 per month.  If you trade cars every four years, that $200 plus per month adds up to a great deal of money over time.  
Let's say instead of buying the pricier car, you chose the less expensive one instead and invested the difference.  If your investments averaged 8% per year over a 30 year period, you would accumulate over $500,000!  I know several people who purchase vehicles every four years and pay $25,000 or more.  The point is, making a few changes in your spending habits can produce dramatic differences in the amount of wealth you accumulate over time.  

It's not just cars or trucks, you can apply the same principle to all of your spending habits.  I've done this with groceries and saw my weekly spending go to $20 or less per week.  I've been using the money I've saved to rebuild my investment portfolio and reduce debt.  Once the small amount of debt is gone, it will all go toward building my investments.  It's really a matter of deciding what you really want.  Do you want a little more luxury now, or would you like to create an income to afford all the luxury you desire later on?